1. What is a note?

1. A note is a written document that states a promise to pay, and the terms which include the amount, interest rate and length of time in which to fulfill the document. 

2. Can I REALLY get cash now instead of waiting years to get paid back?

1. Absolutely! We work with over 400 private investors (and growing daily) who are interested in purchasing your notes (or your client's notes) so you can have the money you need right now. You never have to worry about late payments or non-payment again! When we present your note to them, those interested in purchasing it will immediately tell us their offer and we will present the best offer to you. 

3. Who would buy my notes?

1. There are thousands of people nationwide who invest in notes. There are also bank and pension fund managers (the biggest investors in promissory notes because they are considered to be fairly safe investments). Investors calculate their yield before they purchase the note. It's much safer for them than investing in the stock market! 

4. Is there any cost to me?

1. Only the time you waste not calling us and getting your cash NOW! There are no up-front fees and no hidden costs. We are the most reputable and trusted resource to sell your note in the United States... Period. 

5. When do I get my money?

1. Typical timeframe is 1 to 3 weeks or sooner, once we quickly line-up a buyer. 

6. Why should I sell my note?

1. If retained long enough, many notes will eventually pay off. However, insurance liabilities, late payments, tax or foreclosure problems, etc. often annoy holders of notes. Even if none of these problems exist, most people would rather have their cash in their hand right now, rather than wait for it.  

7. Is there any other reason to sell my note?

1. You bet! How about paying off high interest rate debts, taking advantage of new investment opportunities, buying a new automobile, paying school tuition, buying a new boat, helping friends or relatives, etc. As you can see, the reasons are many, and in most cases, necessary. 

8. What kinds of notes do you buy?

1. We only purchase 1st position real estate based notes. 

9. If I convert my mortgage to cash, how will it affect the person(s) paying me?

   a. It will not. All terms and conditions set forth in the original note and mortgage remain in force. The only change will be to whom and where future payments are sent.